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Saturday, December 06, 2025

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71 results found for “Saving”.

Tracking America’s food spending: People spend $1,546 a month on groceries and restaurants

Generational differences and new habits show how households are adapting to higher food costs and budgeting for meals.

What to know about HSAs, FSAs, and HRAs in 2025

HSAs, FSAs, and HRAs each offer potential tax perks and flexibility for managing healthcare spending today and in retirement.

Not quite ready to retire early? Try “Coasting” instead

The Coast FIRE strategy has some who’ve reached their target retirement savings skipping the early part and sailing through a chunk of their careers.

The rise of health savings accounts with Gen Z and Millennials

Rising limits and growing adoption are turning Health Savings Accounts (HSAs) into a long-term tool for younger workers.

Buckle up: Nearly 60% of Americans keeping cars longer to save money

Empower research finds that nearly a third of drivers say their car payment is one of their biggest expenses, and a look at the car scene can give a view into why.

Retirement savings goals 2025: 20-somethings have double the recommended balance

How close are Americans to hitting the savings milestones some experts recommend? Empower data, paired with income benchmarks, shows where each age group stands.

Wealth Watch: Roth IRAs account for nearly a third of Gen Z and Millennial retirement savings

Empower analysis finds that younger generations are investing post-paycheck for tax-free withdrawals in retirement.

Planning ahead: Balancing saving and spending in retirement

Building a strong nest egg for retirement should account for both necessities and long-awaited experiences.

The Safety Net: Americans have $500 in emergency savings

1 in 3 Americans have no emergency savings fund and 29% say they can’t afford an unexpected expense over $400, according to new Empower research. The size of the safety net varies by generation, with Boomers saving a median of $2,000 – five times that of Gen Z’s reserves of $400.

The majority of Americans say there’s no set age to reach big money milestones — but 45% wish they'd saved sooner

From buying a first home to changing careers or retiring early, big life moments are often turning points. Yet while 83% of Americans say there’s no set age to achieve life milestones, nearly 1 in 2 (45%) admit they didn’t prepare financially as early as they should have, according to new Empower research.

Roth vs. traditional IRAs: Which should I choose?

Two common types of IRAs are Roth IRAs and traditional IRAs, which have similar contribution limits but differ when it comes to their tax advantage. Which should you choose?

Average retirement savings by age

Discover the average retirement savings by age and learn why personalized planning is crucial for securing your future.

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